We are a Relational mortgage company and that means we prioritize YOU. Our mission is to build a relationship with you first and then build your mortgage second.
We do this by caring about your now and your future. We genuinely care about you as a person and our core values create the guardrails to make sure that stays true.
At our core we believe that our customers must trust us. Interesting how the word US is found in the middle of the word trUSt. It's not a mistake and we believe that we are in this together. In the trenches with you and not on the sidelines. You can Trust Us and our values outlined below is what you can expect throughout the loan process, at closing and months or years later when you need advice or help again.
Loan amount is larger than $484,350, Great Interest Rates.
Great programs for buyers who have a Bankruptcy, Foreclosure or Shortsale in their past, Higher Interest Rate, Investor Cash Flow program as well.
Great way to lower your mortgage insurance if you cannot put 20% down, Cash-out options as well.
Tap into the equity in your home, Simple Interest loan that allows you to control the monthly payment.
"Black Oak made simple what I constantly worried about, securing a mortgage, and helped make the process easy and simple for a first time home buyer like myself. Paul answered all my questions quickly and fully every step of the way and helped me with every document and hurdle we had professionally and expertly."
David Elliott
"After searching and getting quotes from several lenders, a friend of ours referred us to Black Oak Mortgage. Throughout the process, the entire team was very responsive and went above and beyond to answer all of our questions and make sure everything was taken care of."
Dallas Mckinley
"My experience with Black Oak was excellent. He seemed as motivated to help me get into a good house that I could afford as much as I was. Paul went above and beyond for me and now I have my own place in the world thanks to him and Black Oak."
Matt McCoy
"Great person and company. Explained everything and kept me calm throughout the entire process."
Allison Heeley
"We had a fantastic experience using Black Oak Mortgage to manage the purchase of out new home. Paul was able to get us pre-approved for a loan incredibly quickly so we could put in an offer on the home we wanted to purchase. Pre-approval was a quick and painless process that was done over the phone. Paul was always available by email, text, or phone. He patiently answered all of my (many) questions and helped us navigate the complicated home purchase process without any hiccups!"
Larkin Maples
"My experience with Black Oak Mortgage was exceptional. As a first time homebuyer I was initially daunted, but it quickly became clear that I had chosen the right company with whom to work. I would recommend Black Oak Mortgage to my family and friends without hesitation."
Jake Dogias